Make your retirement era a heaven, not hell

Ivan DimitrijevicStarred Page By Ivan Dimitrijevic, 23rd May 2014 | Follow this author | RSS Feed | Short URL
Posted in Wikinut>Family>Retirement

There is a point in life when one starts thinking of his/her retirement. Depending on the work one is doing, it can come to an early retirement. On the other hand, some people need to knock themselves out with work in order to get one.


Although retirement requires certain age and work experience, it seems to be inevitable, and one should take into consideration many things before actually retiring. It is important that you have a careful and effective plan in order to go to a comfortable retirement. Starting from planning, think about a lifestyle you would like to live and make sure that your financial independence remains intact.

Finance planning and long-term investment

First of all, many people think that the retirement age can turn into a real nightmare, since it is the age when one does not work anymore. Namely, while working, people are aware that there is a certain flow of money that comes into their pocket and they rely on the fact that while they are making money, they will have it. But finance planning and long-term investments can save the day. So, instead of withdrawing money from your retirement accounts, you should be aware of the long-term needs, and be sure that your savings will be well warranted.

Choose your lifestyle

Moreover, every one of us lives a certain lifestyle that can influence our retirement age. That is, if one is used to an expensive lifestyle and does not pay attention to how much he/she spends daily, retirement should be very much taken into consideration. Maybe some people plan to travel and enjoy life even more when they retire. In order to do so, some financial professionals suggest that one should carefully plan and try not to spend too much of their accumulated wealth so quickly. Although this is a personal choice, it is advisable to try and plan your retirement age in terms of the lifestyle that you choose, because some consider it to be a golden age of one’s life.

Maintain your financial independence

One will probably think that it is pointless to think about retirement funds’ stability while working and earning lots of money. But again, while working and trying to gain financial independence, one needs to think about retirement, too. On average, a 66-year-old could probably expect to live on retirement savings for another 18 years. In order to do so, we need to reconsider our needs, possibilities and budget accordingly. The important thing is that we should invest properly in order to maintain our financial independence - because one of our goals certainly needs to be a peaceful retirement.

Prepare for emergencies

Since life always brings some unexpected problems and even serious illnesses, preparing for an emergency can be very clever and useful. By consulting an insurance advisor, we can make a long-term insurance and prevent catastrophic outcomes. Even though one should always be positive and not wait for an illness to knock on his/her door, a stitch in time saves nine. Not only will insurance cover your expenses, but it can even provide an extra savings fund.

Consult professionals

After taking into consideration your investments, lifestyle costs and other things, the best thing to do would be to consult a professional. There are plenty of ways you can ensure yourself and live a peaceful life after you retire. A professional will give you proper pieces of information and advise you what to do and how to do it in order to gain, not lose. Some of us are good in planning, and some of us are not so, a licensed professional would be a safe choice for everyone.


There are many ways of making your retirement age more peaceful and easy. Finance planning and long-term investment seem necessary if one wants to live his or her favorite lifestyle when he/she retire. Also, preparing for emergencies can make some possible health problems easier and less painful. Moreover, consulting a professional can be more than useful. In order to get more information, you can consult an expert and find out more on retirement planning. Try to inform yourself and make your retirement era feel like heaven, not hell!


Retirement, Retirement Living, Retirement Plans, Retirement Strategy

Meet the author

author avatar Ivan Dimitrijevic
Ivan Dimitrijevic is a seasoned blogger and SEO consultant with years of experience. His set of skills includes Social Media Marketing, SEO and blogging on a wide variety of topics.

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author avatar Lady Aiyanna
23rd May 2014 (#)

Won't be alive for a retirement, but will provide for my kid none the less with all the funds that I make and leave a will for any donations to be made to others.

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author avatar cnwriter..carolina
24th May 2014 (#)

yes enjoy it all...

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author avatar Randhir Bechoo
26th May 2014 (#)

Interesting article.

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author avatar Fern Mc Costigan
28th May 2014 (#)

Awesome post as well labeled as one of a kind, cheers!

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